| dmb | Deposit Money Bank |
| erp | Economic Recovery Programme |
| fdi | Foreign Direct Investment |
| fih | Financial Instability Hypothesis |
| finsap | Financial Institution Sector Adjustment Programme |
| finssp | Financial Sector Strategic Plan |
| gama | Greater Accra Metropolitan Area |
| gdp | Gross Domestic Product |
| Ghc | New Ghanaian Cedi |
| glss | Ghana Living Standard Survey |
| gss | Ghana Statistical Service |
| hipc | Highly Indebted Poor Countries |
| imf | International Monetary Fund |
| ipl | International Poverty Line |
| mfi | Microfinance Industry |
| mm | Mobile Money |
| mncs | Multinational Corporations |
| nlc | National Liberation Council |
| npart | Non-Performance Asset Recovery Trust |
| phc | Population and Housing Census |
| pndc | Provisional National Defence Council |
| ppp | Purchasing Power Parity |
| PwC | PricewaterhouseCoopers |
| rcbs | Rural and Community Banks |
| sap | Structural Adjustment Programme |
| smes | Small and Medium Scale Enterprises |
| ssa | Sub-Saharan Africa |
| svo | Shareholders Value Orientation |
| unctad | United Nations |